today i was surprise when i read the newspaper.. about the EPF(Employees Provident Fund)..
hehe, not exactly much of a surpise..
only was a bit 'amazed?'when i came across this diagram below..
never thought ms is known as **critical illness** in this country..
ok, only those who knows me know what i'm talking about here..
(^_^)
alrite
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-penOff-
